Meet the Staff

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" colspan=2 height=165 BGCOLOR="#99CC66" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#009900" FACE="Times New Roman" ><A HREF="index.htm" TARGET="_top" TITLE="Mortgage Finance and Home Loans"><I><B><IMG SRC="109dc5b0.png" border=0 width="220" height="91" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A><I><B>Mortgage Finance and Home Loans</B></I></FONT><I><B>    </B></I><I><B> |     </B></I><A HREF="index.htm" TARGET="_top" TITLE="Mortgage Finance and Home Loans"><I><B>home</B></I></A></div> <div> <A HREF="id15.htm" TARGET="_top" TITLE="Loan Information"><I><B>Loan Information</B></I></A><I><B>   |   </B></I><A HREF="id60.htm" TARGET="_top" TITLE="Purchase"><I><B>Purchase</B></I></A><I><B>   |   </B></I><A HREF="id16.htm" TARGET="_top" TITLE="Refinance"><I><B>Refinance</B></I></A><I><B>   |   </B></I><A HREF="id59.htm" TARGET="_top" TITLE="Loan Options"><I><B>Loan Options</B></I></A><I><B>   |   </B></I><A HREF="id21.htm" TARGET="_top" TITLE="Loans 101"><I><B>Loans 101</B></I></A><I><B>   |   </B></I><A HREF="id19.htm" TARGET="_top" TITLE="Construction Loans"><I><B>Construction Loans</B></I></A><I><B>   |   </B></I><A HREF="id61.htm" TARGET="_top" TITLE="Income Property"><I><B>Income Property</B></I></A><I><B>   |   </B></I><A HREF="id17.htm" TARGET="_top" TITLE="Commercial Loans"><I><B>Commercial Loans</B></I></A><I><B>   |   </B></I><A HREF="id18.htm" TARGET="_top" TITLE="Self Employed"><I><B>Self Employed</B></I></A><I><B>   |   </B></I><A HREF="id38.htm" TARGET="_top" TITLE="Quick Quote"><I><B>Quick Quote</B></I></A><I><B>   |   </B></I><A HREF="id3.htm" TARGET="_top" TITLE="Loan Application"><I><B>Loan Application</B></I></A><I><B>   |   </B></I><A HREF="id39.htm" TARGET="_top" TITLE="Fax Application"><I><B>Fax Application</B></I></A><I><B>   |   </B></I><A HREF="id29.htm" TARGET="_top" TITLE="Current Rates"><I><B>Current Rates</B></I></A><I><B>   |   </B></I><A HREF="id31.htm" TARGET="_top" TITLE="Prequalify"><I><B>Pre-qualify</B></I></A><I><B>   |   </B></I><A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B>Selling Your Home</B></I></A><I><B>   |   </B></I><A HREF="id56.htm" TARGET="_top" TITLE="About Us"><I><B>About Us</B></I></A><I><B>   |   </B></I><I><B>Meet the Staff</B></I><I><B>   |   </B></I><A HREF="id4.htm" TARGET="_top" TITLE="Location"><I><B>Location</B></I></A><I><B>   |   </B></I><A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><I><B>Contact Us</B></I></A><I><B>   |   </B></I><A HREF="id22.htm" TARGET="_top" TITLE="Loan Calculator"><I><B>Loan Calculator</B></I></A><I><B>   |   </B></I><A HREF="id28.htm" TARGET="_top" TITLE="Closing Cost"><I><B>Closing Cost</B></I></A><I><B>   |   </B></I><A HREF="id62.htm" TARGET="_top" TITLE="Apply Now"><I><B>Apply Now</B></I></A><I><B>   |   </B></I><A HREF="id63.htm" TARGET="_top" TITLE="How do I get started? "><I><B>How do I get started? </B></I></A></div> <bR> <div> </div> </td> </tr><tr> <td valign="top" width=165 BGCOLOR="#FFFFCC" TEXT="#080000" bgproperties="fixed" background="193abc00ezwnvf.jpg"> <div> <I><B><IMG SRC="0ec925f0.jpg" border=0 width="146" height="95" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <A HREF="id60.htm" TARGET="_top" TITLE="Purchase"><I><B><IMG SRC="0cf92290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="3"></B></I></A><A HREF="id35.htm" TARGET="_top" TITLE="Second Mortgage"><I><B><IMG SRC="0d492290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="2"></B></I></A></div> <div> <A HREF="id30.htm" TARGET="_top" TITLE="Line of Credit"><I><B><IMG SRC="0d992290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="2"></B></I></A></div> <div> <A HREF="id16.htm" TARGET="_top" TITLE="Refinance"><I><B><IMG SRC="0d792290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <I><B><IMG SRC="0dd92290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <I><B><IMG SRC="0e092290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Commercial Loans"><I><B><IMG SRC="0db92280.jpg" border=0 width="146" height="40" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="VA"><I><B><IMG SRC="0e292290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <bR> </td> <td valign="top" height=315 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I><B>Meet the Staff</B></I></div> <div> <B>Owners:</B> Dean Schmidt, Dave Kammerer</div> <div> <B>FTH Director:</B> </div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="623" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 213 ><NOBR><div> <IMG SRC="1419acd0.jpg" border=0 width="154" height="205" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <IMG SRC="13f9acd0.jpg" border=0 width="154" height="205" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="213" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 23 WIDTH="220"><div> <I><B>Dean Schmidt</B></I></div> </tD> <tD VALIGN=TOP><NOBR><div> <I><B>David Kammerer</B></I></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 74 WIDTH="220"><div> <I><B>Owner/Loan Consultant</B></I></div> <div> <I><B>541-868-1850 ext. 102 </B></I></div> <div> <I><B>dean@crestloans.com</B></I></div> </tD> <tD VALIGN=TOP WIDTH="196"><div> <I><B>Owner / Loan Consultant</B></I></div> <div> <I><B>541-868-1850 ext. 101</B></I></div> <div> <I><B>dave@crestloans.com</B></I></div> </tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="74" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 23 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="196"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="196" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 23 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="196"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="196" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 244 ><NOBR><div> <IMG SRC="1eba0dc0.jpg" border=0 width="160" height="220" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <IMG SRC="1f398dd0.jpg" border=0 width="152" height="221" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <IMG SRC="1f0b1ec0.jpg" border=0 width="177" height="236" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 23 WIDTH="220"><div> <I><B>Rick Blunt</B></I></div> </tD> <tD VALIGN=TOP WIDTH="196"><div> <I><B>Betty Schmidt</B></I></div> </tD> <tD VALIGN=TOP WIDTH="191"><div> <I><B>Beth  Schmidt</B></I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 79 ><NOBR><div> <I><B>Loan Consultant</B></I></div> <div> <I><B>541-868-1850 ext. 109</B></I></div> <div> <I><B>rick@crestloans.com</B></I></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <I><B>Loan Consultant</B></I></div> <div> <I><B>541-451-3211</B></I></div> <div> <I><B>betty@crestloans.com</B></I></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><div> <I><B>Finance this Home Director</B></I></div> <div> <I><B>541-868-1850 </B></I></div> <div> <I><B>beth@crestloans.com</B></I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 525 WIDTH="220"><div> As a native Oregonian, I enjoy fishing, hiking and camping along with all the great cultural activities associated with a college town. </div> <div> Upon graduating the University of Oregon I immediately obtained my Real Estate license, then Broker's license and appraiser's license. After a wonderful eighteen year career with Jean Tate Real Estate, I became more and more fascinated with the lending process. Because of my strong desire to stay in the industry, I became a Loan Officer/Mortgage Broker.</div> <div> These past twelve years have been very rewarding to me. I enjoy counseling with prospective home buyers and investors to determine the best possible way for them to fulfill there dream of home ownership or developing a large investment portfolio. </div> <div> My profession continues to be my passion. I enjoy the satisfaction of financing properties for the first time home buyer to the professionals in the industry, many of whom are appraisers, escrow officers and real estate agents. My original clients are now referring their sons and daughters. I am happy to say that many of my clients are now very close friends!</div> </tD> <tD VALIGN=TOP WIDTH="196"><div> I have lived in Lebanon most of my life. I love its small town charm and I am a very active volunteer in my community. Wayne and I will celebrate our 20th anniversary in May and we have two grown sons. </div> <div> I have worked in finance/lending for 8 years and it has been by far, the most satisfying career choice for me. I enjoy helping clients ranging from first time buyers to investors. Every transaction is different which makes everyday interesting. Our service at Pacific Crest Home Loans is what makes this company your best choice. We have a dynamic team of professionals to help with your lending needs.</div> </tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="525" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 247 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="247" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP><NOBR><div> <IMG SRC="1e7b3ef0.jpg" border=0 width="179" height="239" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="247" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 23 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP><NOBR><div> <I><B>Shanna Bitikofer</B></I></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="23" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 54 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="54" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP><NOBR><div> <I><B>Loan Processor</B></I></div> <div> <I><B>541-868-1850 ext. 103</B></I></div> <div> <I><B>shanna@crestloans.com</B></I></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="54" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 200 WIDTH="220"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="200" ALIGN="bottom" WIDTH="220" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="196"><div> <I>I have been a mortgage loan processor for 10 years.  I have lived in Eugene for 15 years.  I was born in California and moved to Oregon when I was nine. My husband's name is Todd and we have two wonderful 22 month old identical twin daughters, Ashlyn and Amber.  </I></div> </tD> <tD VALIGN=TOP WIDTH="191"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="200" ALIGN="bottom" WIDTH="191" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></div> <bR> <bR> </td> </tr></table></body>